laiz Ah, perfect, not sure how i missed this help article. I used Kagi to search for it, as well as the forum search, but i guess the name "with reach" is too weird for standard search mechanisms to find - the help.kagi searchbox immediately found it tho!
It's a merchant of record, that makes perfect sense 🙂 thanks for the clarification, the docs are very well written, it was just my fault for not finding them.